Under Illinois law, employers have a duty to provide workers’ compensation coverage to their employees. This means that one way or another, they are responsible for the costs of injuries sustained on the job among their employees. In most cases, this takes the form of workers’ compensation insurance.
In some scenarios, employers may also self-insure, but only if they meet certain requirements. In this case, they pay the costs of workplace injuries directly.
In either case, the onus of paying for workers’ compensation should never fall upon the employee. Workers are not to pay for their workplace injuries, nor should they be held responsible in any way for any portion of the cost.