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In Illinois, you are entitled to compensation for any work injuries you sustain, regardless of fault and with very few exceptions. It’s your employer’s duty to pay workers’ compensation benefits, but in some cases, they may refuse to do so. While there are instances where they are within their rights to deny benefits, refusal to pay workers’ comp is generally illegal.

In this article, we’ll discuss some of the reasons why an employer might refuse to pay workers’ compensation and what can happen as a result.

Reasons Workers’ Comp Claims Are Denied

There are many reasons why an employer may refuse to pay out workers’ compensation benefits for a work injury, some of which are legitimate. However, failing to carry workers’ compensation insurance is against Illinois law except in a few rare cases.

In this article, we’ll look at what could happen if your employer doesn’t have workers’ comp insurance.

Legal Requirement to Carry Workers’ Comp Insurance

In Illinois, any injury that arises out of the performance of your work-related duties is considered to be a work injury. That may seem straightforward on the surface, but there are many instances where an injury can be covered by workers’ compensation that you might not typically expect. In this article, we’ll go over exactly what qualifies as a work-related injury in Illinois.

Work Injury Criteria

To qualify as work-related, an injury must result from your work duties in some way. That could mean an injury directly caused by a workplace accident, but it could also include repetitive strain injuries from typing or lifting, exacerbation of prior injuries/existing conditions, or any other injury that wouldn’t otherwise occur were it not for your job.

Carpal tunnel syndrome results from inflammation of the nerve passing through a section of the wrist, and it can be caused by repetitive motions common in various occupations. In particular, it is a common condition among office workers, drivers, craftspeople, and anyone who works with heavy tools.

Since carpal tunnel syndrome often results from work-related activities, it can be compensated as a work injury.

Illinois Work Injury Rules

As you recover from a work injury, your employer may offer you light-duty work. Returning to work is generally only advisable when you are physically capable of doing so, and that may mean rejecting the offer.

That said, there are definitely instances in which you’d want to accept a light-duty position after a work injury. It depends on the nature of your injury, the position offered, and your doctor’s recommendations.

Reasons to Accept Light-Duty Work

When you file a personal injury claim, you’ll likely encounter a myriad of terms and concepts that may not be completely familiar to you. Following are some terms you’ll likely hear as you go about seeking compensation for your injuries.

Who’s Who in Your Personal Injury Case

There are two main parties in a personal injury case: the plaintiff, and the defendant. Each will have attorneys working with them.

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