Articles Tagged with personal injury

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Car accidents are a common cause of death in Illinois. Often, these accidents result from someone else’s negligent actions, in which case those most affected by the deceased’s passing should be compensated. In these cases, wrongful death charges may be warranted.

Potential Causes of Wrongful Death in a Car Accident

Wrongful death from a vehicle accident could be the result of many factors. The causal factors involved in the accident will determine who is at fault (and therefore responsible for paying damages).

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Over the course of filing a workers’ compensation claim, the insurance company may contact you and ask for a recorded statement. In most—if not all—cases, you should decline this request. Just tell them no.

The reason for this is because the insurance company is looking for ways to either reduce the amount they have to pay you or to deny your claim entirely.

What the Insurance Company Wants

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Knowing who to turn to in the event of an Illinois work injury is key to recovering compensation. Most employees will only have to file a claim with their employer, but some claims may require prolonged involvement from other entities, including insurance companies and the Illinois Workers’ Compensation Commission (IWCC).

Your Employer

In the event of a workplace injury, the first party you’ll communicate with is your employer. It’s your employer’s responsibility to provide workers’ compensation benefits to their employees, and you’ll report your injury to them. Typically, injuries should be reported within 45 days of the time they occurred (or within 45 days of when you discovered that you were injured).

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In most cases, workers who are injured in Illinois can be covered by Illinois workers’ compensation. However, most people don’t realize that if they are living or working outside of the state, they may still qualify for Illinois workers’ compensation if certain requirements are met. If you’re employed by an Illinois company or if you usually work within the state, you may qualify for benefits.

Covering Out-of-State Work Injuries

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In most states, including Illinois, employees are not permitted to sue their employers for workplace injuries. The reason for this is because they are typically covered by their employers’ workers’ compensation insurance.

The Workers’ Compensation Compromise

Workers’ compensation covers most work injuries regardless of fault or liability. Illinois workers’ comp laws are particularly favorable toward workers, meaning you’re likely to be covered in the event that you are hurt on the job.

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