Articles Tagged with workerscomp

Warehouses are among the more dangerous places to work. While-best-in-class facilities have plenty of safeguards in place, not all warehouses measure up to the same standard, and injuries occur on a regular basis.

According to the U.S. Bureau of Labor Statistics, 4.8% of full-time workers in the warehousing industry were injured in 2019, making it just under a one-in-twenty chance of sustaining an injury on the job. In this article, we’ll explore the causes and nature of these injuries.

Common Causes of Warehouse Accidents

Illinois workers’ compensation differs from personal injury in a number of ways, one of which being the fact that it is a no-fault system. In this article, we’ll explore exactly what that means for Illinois workers.

Fault and Illinois Workers’ Compensation

For workers who are injured on the job, there is no need to prove fault in order to receive workers’ compensation benefits. This means that even if the employer isn’t at fault for injuries sustained on the job, they are still required to pay for them. There is no need to prove that the employer was negligent. The injury simply needs to have arisen in the course of fulfilling employment duties.

If you’ve had pain from an old injury resurface, there is a possibility that it resulted from your work. Repetitive movements, heavy lifting, and traumatic accidents can all reactivate a pre-existing injury. If this occurs, you are most likely covered by your employer’s workers’ compensation insurance.

Workers’ Compensation and Pre-Existing Injuries

In order for an injury to be covered by workers’ compensation, it must have occurred in the course of fulfilling your workplace duties. That means that pre-existing injuries that didn’t result from your job typically are not covered in and of themselves.

Illinois workers’ compensation law requires employers to cover medical expenses and lost time from work for employees who are injured on the job. This is done through insurance, which virtually all Illinois employers are required to carry. A high incidence of workplace accidents could cause their insurance premiums to go up, which is why they may try misclassifying their employees.

Types of Misclassification

There are two ways in which an employee may be misclassified:

The workforce in the United States is aging, and that could have an impact on workers’ compensation claims. If you’re an older adult nearing retirement age and you’re injured on the job, you may have some unique challenges to overcome when you’re seeking coverage for medical expenses, lost time from work, and disability benefits.

Higher Costs for Employers

It’s a simple fact that old age often leads to health problems and greater risk of injury. That can lead to more frequent workers’ comp claims for companies employing increasingly older workforces.

The Illinois Workers’ Compensation Commission (IWCC) is a government organization that handles workers’ comp claims within the state. Their main duties are to oversee workers’ compensation and resolve disputes between injured workers and their employers. If you file a workers’ compensation claim and it’s denied, there’s a good chance you’ll have to deal with the IWCC in order to secure benefits.

What Does the IWCC Do?

The IWCC oversees workers’ compensation in the state of Illinois. Largely, that involves overseeing claims and hearing disputes between workers and employers. They make rulings on whether workers are to be paid benefits or not, and as a result, create case law that can be referenced in future cases.

Dealing with a work injury is never easy. Not only do you have the pain to deal with, but there’s also the possibility of missing hours from work and coping with costly medical bills. For this reason, you’ll need to make sure you secure workers’ compensation coverage from your employer, and that often requires the assistance of an attorney.

When it comes to deciding whether you need a lawyer for your workers’ compensation claim, you’ll be best served with an attorney at your side in most instances.

Instances Where a Workers’ Compensation Lawyer Is Necessary

In Illinois, you are entitled to compensation for any work injuries you sustain, regardless of fault and with very few exceptions. It’s your employer’s duty to pay workers’ compensation benefits, but in some cases, they may refuse to do so. While there are instances where they are within their rights to deny benefits, refusal to pay workers’ comp is generally illegal.

In this article, we’ll discuss some of the reasons why an employer might refuse to pay workers’ compensation and what can happen as a result.

Reasons Workers’ Comp Claims Are Denied

There are many reasons why an employer may refuse to pay out workers’ compensation benefits for a work injury, some of which are legitimate. However, failing to carry workers’ compensation insurance is against Illinois law except in a few rare cases.

In this article, we’ll look at what could happen if your employer doesn’t have workers’ comp insurance.

Legal Requirement to Carry Workers’ Comp Insurance

Some work injuries are so severe that they leave individuals permanently disabled. Those disabilities may limit the kind of work they can perform in the future, which means a job change may be necessary. As such, Illinois workers’ compensation will cover vocational rehabilitation when it becomes necessary.

Here, we’ll discuss what vocational rehabilitation entails, employers’ responsibility with respect to VR, and how you can secure coverage for your rehabilitation after a work accident.

What Is Vocational Rehabilitation?

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